2605 Prentiss Pl, Oakland, CA 94601

$799,000

2605 Prentiss Pl, Oakland, CA 94601

Low-rate opportunity
3 bed 0 bath 1,700 sqft Built 1947

Rare assumable 2.75% loan. This is the deal buyers have been waiting for. Welcome to 2605 Prentiss Place, a fully updated, rental-ready duplex, and the standout feature here isn't just the property, it's the financing. This home comes with an FHA loan assumable at 2.75%, a rate that simply doesn't exist in today's market, letting a qualifying buyer take over payments at a fraction of current rates. The duplex offers two well-configured, updated units: a 2-bedroom, 1-bath and a 1-bedroom, 1-bath, both ready to lease. House-hack by living in one unit and renting the other, or add a cash-flowing asset to your portfolio. A detached garage plus ample additional parking round out the package. With updated interiors, strong rental fundamentals, and an assumable rate that changes the entire math of ownership, this is an opportunity that won't last. Schedule your showing today.

Last updated: Sep 13, 2026 at 6:00 AM

Listed by Steven Lam (510) 847-3541

Brokerage: KELLER WILLIAMS REALTY EAST BAY (925) 934-2900

Details provided by Contra Costa Association of Realtors

MLS ID: 41145779

Payment calculations are estimates and exact amounts will be confirmed by your agent.

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