3387 Central Ave, Spring Valley, CA 91977

$1,200,000

3387 Central Ave, Spring Valley, CA 91977

Low-rate opportunity
6 bed 4 bath 2,576 sqft Built 1960

RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.

Last updated: Oct 28, 2026 at 6:03 AM

Listed by Jonathan Fisher (619) 754-5179

Brokerage: Real Broker (855) 450-0442

Details provided by California Regional MLS

MLS ID: PTP2607459

Payment calculations are estimates and exact amounts will be confirmed by your agent.

Assumable Alert provides informational property-discovery and client-service tools; it is not a lender, loan servicer, or guarantor. See the Terms of Use.

Based on information from California Regional MLS and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Assumable Alert is committed to and abides by the Fair Housing Act and the principles of Equal Housing Opportunity.